Should you obtained a job supply in Massachusetts, might you afford to maneuver there? What about Hawaii? Monetary web site SmartAsset used the latest knowledge accessible (February 2025) from the MIT Residing Wage Calculator to assemble the fundamental value of dwelling, together with requirements like housing, meals, transportation, and revenue taxes, to seek out how a lot wage it takes to reside “comfortably” in every state.
Researchers utilized the price of dwelling in each U.S. state to a 50/30/20 finances (50% for wants, 30% for desires, and 20% for financial savings) to type the checklist. Unsurprisingly, Hawaii was discovered to be the most costly state for a single grownup to reside comfortably.
Associated: Here is How A lot a Household of 4 Must Reside ‘Comfortably’ in Each U.S. State, In line with a New Report
Residing “comfortably” is outlined as incomes sufficient cash for wants like housing and needs like attempting that expensive restaurant, whereas nonetheless with the ability to put away cash for long-term financial savings. In line with the report, it takes a minimal wage of $124,467 for a single grownup to reside comfortably there.
In line with a 2023 report from Hawaii Governor Josh Inexperienced, the Aloha State’s housing market is the most costly within the nation, and an annual revenue of $252K could be wanted to afford a median-priced new dwelling.
West Virginia, in the meantime, was discovered to be the most cost effective state for single adults, the place a wage of “solely” $80,829 is required to reside comfortably. Housing in West Virginia is 27% decrease than the nationwide common, and utilities are 6% decrease, in accordance with RentCafe. Nonetheless, because of this in your entire U.S., having a wage below $80,829 means you will not be “snug.”
Listed below are the ten most (and least) costly states for a single grownup with no youngsters.
Most Costly States for a Single Grownup With No Youngsters to Reside Comfortably
1. Hawaii
Revenue wanted for a single grownup, 2025: $124,467.20
2. Massachusetts
Revenue wanted for a single grownup, 2025: $120,140.80
3. California
Revenue wanted for a single grownup, 2025: $119,475.20
4. New York
Revenue wanted for a single grownup, 2025: $114,691.2
5. Washington
Revenue wanted for a single grownup, 2025: $109,657.60
6. New Jersey
Revenue wanted for a single grownup, 2025: $108,992.00
7. Maryland
Revenue wanted for a single grownup, 2025: $108,867.20
8. Virginia
Revenue wanted for a single grownup, 2025: $106,704.00
9. Colorado
Revenue wanted for a single grownup, 2025: $105,955.20
10. Connecticut
Revenue wanted for a single grownup, 2025: $105,164.80
Least Costly States for a Single Grownup With No Youngsters to Reside Comfortably
1. West Virginia
Revenue wanted for a single grownup, 2025: $80,828.80
2. Arkansas
Revenue wanted for a single grownup, 2025: $81,078.40
3. South Dakota
Revenue wanted for a single grownup, 2025: $82,160.00
4. North Dakota
Revenue wanted for a single grownup, 2025: $82,284.80
5. Kentucky
Revenue wanted for a single grownup, 2025: $83,574.40
6. Oklahoma
Revenue wanted for a single grownup, 2025: $84,281.60
7. Ohio
Revenue wanted for a single grownup, 2025: $84,780.80
8. Alabama
Revenue wanted for a single grownup, 2025: $85,280.00
9. Louisiana
Revenue wanted for a single grownup, 2025: $85,321.60
10. Mississippi
Revenue wanted for a single grownup, 2025: $86,320.00
Click on right here for SmartAsset’s full report.
Should you obtained a job supply in Massachusetts, might you afford to maneuver there? What about Hawaii? Monetary web site SmartAsset used the latest knowledge accessible (February 2025) from the MIT Residing Wage Calculator to assemble the fundamental value of dwelling, together with requirements like housing, meals, transportation, and revenue taxes, to seek out how a lot wage it takes to reside “comfortably” in every state.
Researchers utilized the price of dwelling in each U.S. state to a 50/30/20 finances (50% for wants, 30% for desires, and 20% for financial savings) to type the checklist. Unsurprisingly, Hawaii was discovered to be the most costly state for a single grownup to reside comfortably.
Associated: Here is How A lot a Household of 4 Must Reside ‘Comfortably’ in Each U.S. State, In line with a New Report
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