Paris, 13 Could 2025 – eToro, the buying and selling and investing platform, pronounces at present a partnership with Generali, a significant participant within the French life insurance coverage market, to supply its customers in France a life insurance coverage contract and a PER (Plan d’Épargne Retraite) to its customers in France. The announcement follows the opening of eToro’s native subsidiary in France, eToro Patrimoine.
The PER and life insurance coverage contract provided by eToro Patrimoine are designed to cater to a variety of retail investor preferences and danger appetites, providing each managed and self-directed choices, developed in partnership with Generali. Mixing eToro’s seamless and modern method with Generali’s insurance coverage experience, this partnership marks a significant step ahead in offering entry to long-term financial savings propositions for eToro’ customers in France.
Julien Nebenzahl, President of eToro Patrimoine, mentioned: “Introducing saving options for eToro’s customers in France and opening a neighborhood subsidiary underscore our dedication to strengthen our footprint in a key marketplace for the enterprise. With these new merchandise, we need to empower retail buyers to construct a strong financial savings portfolio that enables them to develop their wealth for the long-term. We’re excited to supply them in partnership with Generali, a significant participant within the French life insurance coverage market. This launch represents a brand new chapter in our efforts to repeatedly improve our native providing for our customers in France, supporting them all through their investing lives.”
Corentin Favennec, Partnerships Director at Generali Patrimoine, commented: “We’re delighted to assist eToro, a globally recognised funding participant, within the launch of its subsidiary in France and its financial savings providing. Our 100% digital PER and life insurance coverage merchandise, which counterpoint one another, completely match into eToro’s worth proposition to serve the wealth administration wants of the French folks.“
For each the PER and the life insurance coverage contracts, eToro customers can select from managed portfolios with completely different funding danger preferences, from extra conservative to extra dynamic. Moreover, buyers have the choice to construct their very own allocation by choosing euro funds and unit-linked merchandise, amongst a listing of over 500 selections, together with mutual funds, ETFs, shares, and dated bond funds.
The launch of this new providing is the newest in a collection of current product updates for eToro customers in France. Final 12 months, the platform enabled buying and selling in native forex for eToro Cash EUR accounts. Moreover, eToro expanded its providing of French-listed shares from Euronext Paris, offering its customers entry to the overwhelming majority of the businesses listed on this trade. French customers additionally profit from a French IBAN, making certain a service tailor-made to their native wants.
ENDS
Notes to editors
The PER and life insurance coverage contract provided by eToro Patrimoine can be found to eligible customers in France.
The e-Vie contract is a person life insurance coverage coverage denominated in euros and/or unit-linked merchandise and/or progress commitments, resulting in the creation of a diversification reserve, insured by Generali Vie, an organization ruled by the French Insurance coverage Code.
The e-PER Generali contract is a bunch life insurance coverage coverage with particular person and non-obligatory membership, denominated in euros and/or unit-linked merchandise, insured by Generali Retraite, a supplementary skilled retirement fund ruled by the French Insurance coverage Code.
The preliminary funding begins at €300. Scheduled funds have minimal quantities of €50 month-to-month, €75 quarterly, €150 semi-annually, or €300 yearly. For versatile funds, the minimal is €300, or €150 for all times insurance coverage if scheduled funds are arrange.
Administration charges are 0.5% for unit-linked merchandise and 0.8% for funds in euros for PER, and 0.75% for each unit-linked merchandise and funds in euros for all times insurance coverage*. These administration charges are waived in 2025 as a part of a launch supply. No entry, arbitration and redemption, or administration mode change charges apply. Membership charges for PER are €4 upon becoming a member of, then €4 yearly. For extra data, please go to the eToro Patrimoine’s web site www.etoropatrimoine.fr.
*Excluding promotional gives, the continued contract charges talked about within the Important Provisions field of the Info Notice/Discover are equal to Common Phrases and Situations.
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About eToro
eToro is the buying and selling and investing platform that empowers you to take a position, share and be taught. We had been based in 2007 with the imaginative and prescient of a world the place everybody can commerce and put money into a easy and clear approach. At this time we now have 40 million registered customers from 75 nations. We imagine there may be energy in shared information and that we are able to grow to be extra profitable by investing collectively. So we’ve created a collaborative funding neighborhood designed to give you the instruments you should develop your information and wealth. On eToro, you possibly can maintain a variety of conventional and modern property and select the way you make investments: commerce instantly, put money into a portfolio, or copy different buyers. You possibly can go to our media centre right here for our newest information.
About Generali France
Generali France is at the moment one of many main insurers and asset managers in France, with a income of €19.2 billion in 2024. It gives a complete vary of insurance coverage options (well being, life, help, property, and legal responsibility), wealth administration, and asset administration providers to its 8 million particular person, skilled, and company purchasers. Established in France since 1832, Generali France depends on the experience and know-how of its 9,300 workers, common brokers, and company employees, in addition to its community of brokers and intermediaries.
Its imaginative and prescient is to be the accomplice of its purchasers and distributors all through their lives. As a dedicated
firm, Generali France locations sustainability on the coronary heart of its technique, aiming to be a accountable insurer, investor, distributor, employer, and citizen, significantly by way of its basis, The Human Security Web.
For extra data, go to generali.fr.
Generali Press Relations : Laurie Bonneville – [email protected] – Tél. : 03 20 66 32 90
Disclaimers:
eToro is a multi-asset funding platform. The worth of your investments could go up or down. Your capital is in danger.
This communication is for data and schooling functions solely and shouldn’t be taken as funding recommendation, a private suggestion, or a suggestion of, or solicitation to purchase or promote, any monetary devices. This materials has been ready with out taking into consideration any specific recipient’s funding aims or monetary scenario, and has not been ready in accordance with the authorized and regulatory necessities to advertise unbiased analysis. Any references to previous or future efficiency of a monetary instrument, index or a packaged funding product aren’t, and shouldn’t be taken as, a dependable indicator of future outcomes. eToro makes no illustration and assumes no legal responsibility as to the accuracy or completeness of the content material of this publication.
Investing in unit-linked merchandise carries a danger of capital loss, as their worth is topic to fluctuations each upward and downward, primarily relying on the efficiency of monetary markets. The insurer commits to the variety of unit-linked merchandise, however doesn’t assure their worth.
Non-contractual data offered for indicative functions solely.
Regulation and License numbers
France
eToro Patrimoine is registered with ORIAS (orias.fr) below quantity 11064583 as an insurance coverage dealer, and is registered as a monetary funding advisor below quantity D012967 with CNCEF Patrimoine (103 boulevard Haussmann – 75008 Paris), an affiliation accredited by the AMF (Autorité des Marchés Financiers – 17, place de la Bourse 75082 Paris Cedex 02 – http://www.amf-france.org).
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